Payroll vs PEO Cost Calculator
Enter what you pay today for payroll, benefits, insurance and HR help. See how it stacks up against Justworks PEO Basic, Justworks PEO Plus and ADP TotalSource. The numbers start as an example 10-person company; replace them with your own.
Justworks: admin fees are published
PEO Basic is $79 and PEO Plus is $124 per employee per month, listed on Justworks' pricing page. What you see here is what you'd pay for the PEO service.
ADP TotalSource: quote only
ADP doesn't publish TotalSource pricing. The $85 per employee shown is a placeholder based on reviewer reports. Replace it with your written quote before you compare.
Benefits quotes vary by carrier
Health premiums depend on the carrier, plan, location and your team's census. A PEO's quote can come in higher or lower than your current plan, so use real quotes for each option.
Your numbers
Yearly cost by category
Line-by-line, per year
Ready to set up payroll or a PEO?
Whether it's for your own business or a client, activate it as a QuickBooks Online Power-up through School of Bookkeeping and it counts toward your perk tier.
