Ramp Spend Management Power-up | School of Bookkeeping

QBO Power-up ยท Spend management

Less manual expense work. A cleaner close.

Ramp collects receipts, codes transactions, and syncs them to QuickBooks Online as they happen. Your team stops building expense reports, and your books are ready to reconcile at month-end.

No expense reports Receipts matched automatically Coded and synced to QBO $500 card perk

The outcome

Less time chasing receipts, more time closing the books

Ramp collects every receipt, suggests the right category from past transactions, flags anything out of policy, and syncs it all to QuickBooks Online. For your bookkeeper, that means clean, coded card activity instead of a month-end scramble.

5%

Average savings

Ramp customers save an average of 5% across their business with built-in spend controls, savings insights, and cashback.

3x

Faster close

Automated receipt matching, coding, and reconciliation help customers close their books three times faster.

27.5M+

Hours saved

Ramp customers have saved more than 27.5 million hours and over $10 billion.

Zero-touch expenses

Cardholders text, email, or snap receipts, and integrations like Gmail, Outlook, Lyft, and Amazon Business collect them automatically.

Controls before the spend

Set limits by merchant and category, require fields like memo or class, and auto-lock cards when receipts go missing.

Built to scale

Start with a few cards and grow into bill pay, procurement, reimbursements, and multi-entity support on the same platform.

How Ramp fits your QuickBooks process

Your month in QuickBooks, before and after Ramp

You keep your chart of accounts, classes, and projects. Ramp does the collecting and coding, then syncs each item into QuickBooks Online where you'd expect to find it.

WorkflowTodayWith RampWhere it lands in QBO
Card purchasesDownload the statement, hunt for receipts, and code each line by hand.The cardholder texts the receipt. Accounting rules and past transactions suggest the category, class, and project.An expense on your Ramp card account, coded, with the receipt attached.
ReimbursementsSpreadsheets and expense reports emailed to a manager.Submitted in the app with a receipt, approved, and paid.A synced reimbursement, paid from the bank account you choose.
Vendor billsInvoices typed into QBO and paid one at a time.Bills captured, routed for approval, and paid through Ramp Bill Pay.The bill and its payment, synced automatically.
Card statementPay the card and record the transfer.Paid from the bank account you set as the default.A payment from that bank account to your Ramp card account.
CashbackNot tracked, or booked manually.Redeemed in Ramp.The balance sheet account you chose at setup.
Month-end closeChase missing receipts, then reconcile line by line.Missing items are auto-reminded and out-of-policy spend is flagged before close.Transactions already synced and coded, ready to reconcile.

Setup

Connect Ramp to QuickBooks Online in four steps

Fields you update in QuickBooks Online sync to Ramp, and changes in Ramp sync back. We can help with each step.

1

Connect QBO

Start the accounting integration in Ramp, sign in to QuickBooks Online, and pick the company to connect.

2

Set default accounts

Choose the bank accounts that pay card statements, bills, and reimbursements, and where cashback lands.

3

Add rules and policies

Issue cards, set expense policies, and create accounting rules that code common transactions automatically.

4

Let it sync

Card transactions, bills, and reimbursements sync with receipts and detail attached, so your books stay current.

What Ramp handles for you

Less work for everyone who touches an expense

Admins set controls, employees text in receipts, managers approve, and Ramp reviews and syncs to QuickBooks.

Step 1

Control spend before it happens

Give employees cards with guardrails built in.

  • Limits by merchant and category
  • Required fields for every expense
  • Pre-set budgets employees can request from
  • Custom approval workflows

Who it helpsOwners and finance leads who want to stop unapproved spend.

Step 2

Eliminate expense reports

Employees do their jobs without expenses getting in the way.

  • Receipts collected by SMS, mobile app, and email
  • Receipts matched to transactions instantly
  • Recurring memos saved automatically
  • Receipts generated for eligible purchases

Who it helpsCardholders and the people who used to chase their receipts.

Step 4

Decide with real-time data

Stop making business decisions on stale numbers.

  • Live budget tracking before overspend
  • AI answers to spend questions
  • Duplicate subscriptions and unused tools surfaced
  • 200+ integrations across your tech stack

Who it helpsOwners planning cash flow and cutting waste.

Savings estimator

Estimate what Ramp could save your business

Enter a few numbers about your team. We apply Ramp's published customer averages to estimate monthly time and money saved.

Start from a preset

$40,000
$1K$500K

Your team

Assumptions you can adjust

Estimated savings per month$2,000About $24,000 a year
Estimated time saved per month0 hoursAbout 0 hours a year
Finance team time0 hrs
Employee time0 hrs
Money saved per year$0
Activate Ramp

Estimates only, not a guarantee. Money savings apply Ramp's reported customer average of 5% savings to your monthly spend. Finance time assumes Ramp's reported 3x faster close (two-thirds less time on expenses and close). Employee time assumes Ramp's zero-touch expenses remove manual receipt and report work. Your results will depend on how your business spends.

Customer stories

Results from businesses on Ramp

From arts organizations to construction firms, Ramp customers report real time and money back.

400 hrs

back monthly from doing expense reports

Barry's

$1.4M

saved with cashback and spend controls

Construction One

2x

quicker bill processing

The Second City

15 hrs/wk

total savings realized

Joffrey Ballet Chicago

90%

of transactions coded automatically

Glossier

5 days

faster month-end close

Linear

$590K+

surfaced by Ramp savings insights

Eight Sleep

75 hrs

saved for the finance team every month

Notion

All told, Ramp has saved Roof Squad an upwards of 50 hours a week across expense management, AP, and treasury.

Alejandro Calderon, CFO, Roof Squad

I'm not having to spend a lot of time in compliance tracking down receipts. Ramp's single central system also makes on- and off-boarding much easier.

Paul Streitenberger, Head of Accounting & Finance, MixTalent

I need guardrails and automation to maintain the oversight I need, and Ramp has delivered.

Michael Litwin, VP Controller

Customer results as published by Ramp.

How it works with QBO Power-ups

Activate Ramp, unlock School of Bookkeeping perks

Ramp is an eligible Power-up on its Free or Plus plan. Activate it through our checkout and it counts toward your perk tier alongside Relay, QuickBooks Payments, and the rest.

1

Activate through our checkout

Click Activate Ramp, then choose Ramp on our Power-ups checkout. Its button uses our Ramp referral link, so your sign-up is attributed correctly.

2

Connect it to QBO

Turn on the QuickBooks Online integration. We can help map accounts, classes, and accounting rules.

3

Unlock your perks

Get the $500 virtual spending card from Ramp, and your Power-up count goes up with School of Bookkeeping.

The more you add, the more you get

Tier1

30-day trial of QuickAnswers online chat support

Tier2

Extends your QuickAnswers trial to 90 days

Tier3

Adds a 60-day trial of our Core for Small Business course library

Tier4

Adds 1 hour of private tutoring and ongoing QuickAnswers access

Tier5

Adds full access to the on-demand course library

Tier6+

Upgrades to 3 hours of private tutoring (split across your team if you want) and QuickAnswers for your whole team

Each tier includes everything in the tiers before it. Ongoing perks stay active as long as your Power-ups do. Perks are per company.

Ramp perk

$500 virtual spending card when you activate Ramp through our referral link.

Questions

Before you activate

Does the free Ramp plan count as a Power-up?

Yes. Ramp counts on its Free or Plus plan, as long as the account stays active. Like every Power-up, closing it may lower your tier and remove ongoing perks.

How does Ramp sync with QuickBooks Online?

Ramp connects directly to QuickBooks Online. Card transactions, bills, and reimbursements sync with receipts and detail attached, and fields like classes and projects sync both ways.

Can my bookkeeper work in Ramp?

Yes. Your bookkeeper can review flagged transactions, set accounting rules, and manage the QuickBooks sync, so card activity arrives coded and ready to reconcile.

How do employees submit receipts?

By text message, the mobile app, or email, and integrations like Gmail, Outlook, Lyft, and Amazon Business collect many receipts automatically. Ramp matches each receipt to its transaction.

Do I have to change how I use QuickBooks?

No. Ramp syncs into your existing chart of accounts, classes, and projects. You set default accounts and accounting rules once, and Ramp follows them.

Ready when you are

Get Ramp through School of Bookkeeping

Cut the manual expense work and close cleaner. Activate Ramp through our Power-ups checkout so your referral, the $500 card, and your School of Bookkeeping perks all apply.